During your free consultation, we will meet with you to listen and learn about your circumstances and concerns. We want to advise you on your options under federal and state law. We recommend that you bring documentation about your current financial situation, such as bank statements, records of income such as pay stubs, lists of debts and obligations, etc.  From there, we can help you determine the best path for you.

Your First Meeting

Moving Forward with Bankruptcy

If bankruptcy seems to be the right decision for you based on your consult, we will schedule a second appointment to thoroughly review your complete financial situation.  In order to prepare, please do the following "homework" prior to your next meeting:

  1. Read the Bankruptcy Guide.
  2. Print the Bankruptcy Checklist and abide by the items included.
  3. Complete the Bankruptcy Questionnaire.
  4. Obtain and print a free credit report.
  5. Collect the following materials:
  • Bank statements from the last 3 months
  • Pay stubs from the last 6 months
  • Tax returns from the last 2 years
  • A credit report
  • Completed Bankruptcy Questionnaire (also available on paper from our office)
  • Any financial contracts to which you are a party
  • Lawsuits, i.e., Summons and Complaints
  • Foreclosure documents
  • Threatening letters from creditors
  • Separation Agreements or Divorce Decrees
  • State issued ID (or other legal forms of ID) for each debtor
  • Social Security cards for each debtor

Do your best to bring these materials to your next appointment.